Question
Myself and my wife both work and her insurance is very bad so i want to put her on my plan and not use her plan at all. my work is telling me I must pay an extra fee because of the birthday rule. I know that it applies if we have children but we just got married and have no children. Is this legal for my work to do? I live in Ohio. It just seems silly that to put her on my insurance I must pay an extra $240 a month because I was born at the end of the year.
Answer
Hi Daniel!
The birthday rule is very common for many insurances......and if this is their rule then yes you have to pay more to add your wife.
The birthday rule has nothing to do with children, it is usually a spouse rule.
Good Luck!
Tricia
