Tuesday, March 16, 2010

Medicare while your working

Question
I am 65 (last April), I am working full time. I am paying $45.oo a week out of my paycheck for company insurance. Company insurance doesn't cover all of my hospital bills. When I turned 65 last April did the part of Medicare that covers (not primary) hospital bills automatically start so that I can tell the hospital to bill Medicare for the part that my insurance did not cover.  


Answer
Hi Karen



You need to do two things:



Call the Coordination of Benefits(COB) at 1-800-999-1118 and make sure that they have the right information in their computer regarding your coverage.  They will probably send you a form to fill out with any new information not in their file.



Call 1-800-Medicare====As soon as the automated service answers, say AGENT====you will be transferred to the agent representative section====when they answers, tell that person that you want to speak with a claims specialist=== you will be transferred to the claims department==when they answer, inform them of the situation and after they explain the process for submitting claims they will send you the proper forms.



Do not call on Monday or early in the morning, or you will be  on the phone all day.



Hope this helps.



John