Saturday, February 27, 2010

Medicare with Aetna

Question
I have Medicare & Aetna Ihavehad major cancer surgery (5hrs) I am receiving Many bills,after Medicare and Aetna has paid do I owe thease charges? I was under the inpression with two ins I would not to pay any extra.


Answer
Hi Donald



You did not indicate what Aetna plan you have====an employer retirement plan===a Medigap plan====a Medicare Advantage plan==or a PPO.



So I have to guess which.  What you described usually does not happen if you have original Medicare with a Medigap plan C,for example.



It usually happens when you have a Medical HMO Advantage Plan,  People get them because they look cheaper than the Medigap plans.  However, if you have a major illness or a cronic condition that has a lot of doctor visits, you get hit with co-pays after co-pays, that you are responsible for, and they can get quite expensive.  It sounds like this is your situation.



John