Question
Hi John,
Thank you for your responses to my questions regarding enrollment in Medicare A & B . You said to read my current UHC plan carefully and the following paragraph have me confused as to whether UHC PPO plan will or will not remain my primary.
D. The first of the following rules that describe which COVERAGE Plan pays its benefits before another coverage plan is the rule to use-
1. Non Dependent or Dependent. The Coverage Plan that covers the person other than as a dependent, for example as an employee, member, subscriber or retiree is primary and the Coverage Plan that covers the person as a dependent a secondary. However if the person is a Medicare beneficiary, and as a result of federal law, Medicare is secondary to the Coverage Plan covering the person as a dependent and primary to the Coverage Plan covering the person as other than a dependent (e.g. retired employee)then the order of benefits between the two coverage Plans is reversed so that the Coverage Plan covering the person as an employee, member, subscriber or retiree is secondary and the other Coverage Plan is primary.
Answer
Hi again.
That would confuse anyone.
Working person: plan first====Medicare 2nd
spouse plan first====Medicare 2nd
Neither working Medicare first=====Plan 2nd
=====================================================
Both working====on each others plan
Husband==his first===hers 2nd===Medicare 3rd
Wife====hers first===his 2nd===Medicare 3rd
John
